Videos

⏳ 𝗟𝗮𝘀𝘁 𝘄𝗲𝗲𝗸 𝗼𝗳 𝘁𝗵𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘆𝗲𝗮𝗿 𝗮𝗻𝗱 𝘀𝗼𝗺𝗲 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 𝗱𝗼 𝗻𝗼𝘁 𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝗮𝗳𝘁𝗲𝗿 𝟯𝟭𝘀𝘁 𝗠𝗮𝗿𝗰𝗵.

One of the most important (and most ignored) ones? 𝗧𝗮𝘅 𝗛𝗮𝗿𝘃𝗲𝘀𝘁𝗶𝗻𝗴.
Every year, you get a ₹𝟭.𝟮𝟱 𝗹𝗮𝗸𝗵 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗴𝗮𝗶𝗻𝘀 𝗲𝘅𝗲𝗺𝗽𝘁𝗶𝗼𝗻 on equity investments. 𝗜𝗳 𝘆𝗼𝘂 𝗱𝗼𝗻’𝘁 𝘂𝘀𝗲 𝗶𝘁 𝗯𝗲𝗳𝗼𝗿𝗲 𝟯𝟭𝘀𝘁 𝗠𝗮𝗿𝗰𝗵 - 𝘆𝗼𝘂 𝗹𝗼𝘀𝗲 𝗶𝘁 𝗳𝗼𝗿𝗲𝘃𝗲𝗿.

This is also a great time to:
✔ Book gains efficiently
✔ Exit underperforming funds
✔ Offset capital losses (subject to tax rules)

But most investors either don’t know this or don't know how to take full advantage of it.

If this sounds confusing, a conversation with your investment partner can help you 𝘀𝗮𝘃𝗲 𝘁𝗮𝘅 𝗮𝗻𝗱 𝗰𝗹𝗲𝗮𝗻 𝘂𝗽 𝘆𝗼𝘂𝗿 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗮𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘁𝗶𝗺𝗲.

🎥 In this video, I have explained how you can use this period as a smart financial checkpoint - not just for tax, but for your overall investment plan.

Act before 31 March 2026, if missed then wait for 31 Mar 2027!!

𝘏𝘢𝘱𝘱𝘺 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨!
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I am a Crisil-NISM Certified Wealth Manager and an AMFI Certified MFD and SIFD (ARN 41228) helping people manage their investments better. I am also an advocate of women taking control of their own money rather than depending on a family member to manage it for them.

www.investeve.in

Financial Year end : Two things you must do! #financialyear #taxharvesting

If you are looking to 𝗱𝗶𝘃𝗲𝗿𝘀𝗶𝗳𝘆 𝘆𝗼𝘂𝗿 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗶𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹𝗹𝘆, there are broadly three ways to do it:

1️⃣ International Mutual Funds
2️⃣ Direct overseas investing through online broker platforms
3️⃣ 𝗚𝗜𝗙𝗧 𝗖𝗶𝘁𝘆 𝗴𝗹𝗼𝗯𝗮𝗹 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀

The first option used to be the easiest. But most international mutual funds are currently closed for fresh subscriptions due to RBI limits on overseas investments.

The second option works, but it comes with additional compliance requirements and foreign asset disclosures while filing your taxes. With Direct equity investing, you have to do the stock picking yourself.

The 𝘁𝗵𝗶𝗿𝗱 𝗼𝗽𝘁𝗶𝗼𝗻 - 𝗚𝗜𝗙𝗧 𝗖𝗶𝘁𝘆 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀 - is least known by investors.
It offers a regulated way to invest globally while sitting right here in India, and is a great way to diversify your investments. 𝗜𝘁 𝘂𝘀𝗲𝘀 𝘁𝗵𝗲 𝗟𝗥𝗦 𝗿𝗼𝘂𝘁𝗲 𝘄𝗵𝗶𝗰𝗵 𝗶𝘀 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝗳𝗼𝗿 𝘂𝗽𝘁𝗼 $𝟮𝟱𝟬,𝟬𝟬𝟬 𝗽𝗲𝗿 𝗽𝗲𝗿𝘀𝗼𝗻 𝗽𝗲𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘆𝗲𝗮𝗿 (𝗜𝘁 𝗰𝗮𝗻𝗻𝗼𝘁 𝗯𝗲 𝗰𝗮𝗿𝗿𝗶𝗲𝗱 𝗳𝗼𝗿𝘄𝗮𝗿𝗱 𝗶𝗳 𝘆𝗼𝘂 𝗱𝗼𝗻𝘁 𝘂𝘀𝗲 𝗶𝘁 𝗯𝘆 𝟯𝟭-𝗠𝗮𝗿-𝟮𝟬𝟮𝟲)

Your investments are denominated in 𝗨𝗦𝗗, which means 𝘆𝗼𝘂 𝗮𝗹𝘀𝗼 𝗯𝗲𝗻𝗲𝗳𝗶𝘁 𝗶𝗳 𝘁𝗵𝗲 𝗱𝗼𝗹𝗹𝗮𝗿 𝘀𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻𝘀 𝗮𝗴𝗮𝗶𝗻𝘀𝘁 𝘁𝗵𝗲 𝗿𝘂𝗽𝗲𝗲.

In this video, I explain how this structure works and why it’s becoming an interesting option for investors looking for global diversification.

🎥 𝗪𝗮𝘁𝗰𝗵 𝘁𝗵𝗲 𝘃𝗶𝗱𝗲𝗼 𝘁𝗼 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝗵𝗼𝘄 𝗼𝘂𝘁𝗯𝗼𝘂𝗻𝗱 𝗚𝗜𝗙𝗧 𝗖𝗶𝘁𝘆 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘄𝗼𝗿𝗸𝘀 𝗼𝗽𝗲𝗻𝗶𝗻𝗴 𝗮 𝗻𝗲𝘄 𝗴𝗮𝘁𝗲𝘄𝗮𝘆 𝘁𝗼 𝗶𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴.

#GlobalInvesting #GIFTcity #Internationaldiversification #Investeve #Wealthmanagement #SmartInvesting
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I am a Crisil-NISM Certified Wealth Manager and an AMFI Certified MFD and SIFD (ARN 41228) helping people manage their investments better. I am also an advocate of women taking control of their own money rather than depending on a family member to manage it for them.

www.investeve.in

Global Diversification with GIFT City #giftcity #globalinvesting

SIF - Same Category BUT Different Risk Return #sif #investingmistakes

𝗧𝗵𝗲 𝗻𝗲𝘄 𝘆𝗲𝗮𝗿 𝗼𝗳𝘁𝗲𝗻 𝗯𝗿𝗶𝗻𝗴𝘀 𝗯𝗶𝗴 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗿𝗲𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 - 𝗯𝘂𝘁 𝗹𝗮𝘀𝘁𝗶𝗻𝗴 𝗿𝗲𝘀𝘂𝗹𝘁𝘀 𝘂𝘀𝘂𝗮𝗹𝗹𝘆 𝗰𝗼𝗺𝗲 𝗳𝗿𝗼𝗺 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗯𝗮𝘀𝗶𝗰𝘀 𝗿𝗶𝗴𝗵𝘁. 🎯

In this video, I share three simple principles that can significantly improve your investment journey:
📊 Getting asset allocation right
🔍 Staying aware of new opportunities without rushing into them
🚀 Taking action instead of overthinking

𝘕𝘰 𝘥𝘳𝘢𝘮𝘢𝘵𝘪𝘤 𝘮𝘰𝘷𝘦𝘴. 𝘑𝘶𝘴𝘵 𝘤𝘭𝘢𝘳𝘪𝘵𝘺, 𝘤𝘰𝘯𝘴𝘪𝘴𝘵𝘦𝘯𝘤𝘺, 𝘢𝘯𝘥 𝘤𝘰𝘮𝘮𝘪𝘵𝘮𝘦𝘯𝘵.
𝘉𝘦𝘤𝘢𝘶𝘴𝘦 𝘸𝘩𝘦𝘯 𝘵𝘩𝘦 𝘧𝘰𝘶𝘯𝘥𝘢𝘵𝘪𝘰𝘯 𝘪𝘴 𝘳𝘪𝘨𝘩𝘵, 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨 𝘣𝘦𝘤𝘰𝘮𝘦𝘴 𝘧𝘢𝘳 𝘭𝘦𝘴𝘴 𝘤𝘰𝘮𝘱𝘭𝘪𝘤𝘢𝘵𝘦𝘥.

How to invest smarter in 2026? #investingideas #assetallocation #smartinvesting

𝗥𝗲𝗰𝗲𝗻𝗰𝘆 𝗯𝗶𝗮𝘀 - 𝗶𝘁 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗷𝘂𝘀𝘁 𝗮𝗳𝗳𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻𝘀, 𝗶𝘁 𝗮𝗳𝗳𝗲𝗰𝘁𝘀 𝘆𝗼𝘂𝗿 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱 𝗰𝗵𝗼𝗶𝗰𝗲𝘀 𝘁𝗼𝗼. 🧠

Last week, I spoke about how recency bias makes us chase the latest performance. This week, let’s see how it shows up when choosing 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱𝘀.

Many investors rush to invest in funds that recently delivered high returns 📈
But short-term performance often gives out a very one dimensional view of the fund being reviewed.

The best funds aren’t the ones that shine only in bull markets 🌞 They’re 𝘁𝗵𝗲 𝗼𝗻𝗲𝘀 𝘁𝗵𝗮𝘁 𝗱𝗼𝗻’𝘁 𝗳𝗮𝗹𝗹 𝗮𝘀 𝗺𝘂𝗰𝗵 𝘄𝗵𝗲𝗻 𝗺𝗮𝗿𝗸𝗲𝘁𝘀 𝘁𝘂𝗿𝗻 𝗿𝗼𝘂𝗴𝗵 🌧️ - the ones that protect your downside and stay consistent over a long period of time.

When emotions and recent numbers drive choices ❤️‍🔥, we risk missing what really matters: 𝘀𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆, 𝗱𝗶𝘀𝗰𝗶𝗽𝗹𝗶𝗻𝗲, 𝗮𝗻𝗱 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗳𝗶𝘁. 🎯

🎥 In this week’s video, 𝗜 𝘁𝗮𝗹𝗸 𝗮𝗯𝗼𝘂𝘁 𝗵𝗼𝘄 𝗿𝗲𝗰𝗲𝗻𝗰𝘆 𝗯𝗶𝗮𝘀 𝗰𝗮𝗻 𝗺𝗶𝘀𝗹𝗲𝗮𝗱 𝘆𝗼𝘂 𝘄𝗵𝗶𝗹𝗲 𝗰𝗵𝗼𝗼𝘀𝗶𝗻𝗴 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱𝘀, and what to focus on instead👇

#recencybias #behavioralfinance #mutualfunds #financialplanning #investorawareness #investeve
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I am a Crisil-NISM Certified Wealth Manager and an AMFI Certified MFD and SIFD (ARN 41228) helping people manage their investments better. I am also an advocate of women taking control of their own money rather than depending on a family member to manage it for them.

www.investeve.in
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Recency Bias: How it affects your Fund selection! #recencybias #mutualfunds

It’s our tendency to believe that what’s happening now will keep happening - a dangerous shortcut our brain takes while investing too.

I saw this recently when a few clients wanted to invest more in gold and silver after the strong rally that both the metals saw 🥇 🥈 📈.
The excitement was understandable - but emotions were high, and that’s rarely the best time to make money decisions ❤️‍🔥

Markets move in cycles 🔄 Good investing means staying disciplined, not getting swayed by the latest winners.

In my latest video 🎥 , I talk about 𝗵𝗼𝘄 𝗿𝗲𝗰𝗲𝗻𝗰𝘆 𝗯𝗶𝗮𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝘀 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻𝘀 - and what you can do to avoid falling for it.

Do share it with that friend or colleague who always comes and tells you - "Isme laga de paisa, ye bhaag raha hai!" 🏃‍➡️ 😜

hashtag#investing hashtag#behavioralfinance hashtag#recencybias hashtag#financialplanning hashtag#investeve
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I am a Crisil-NISM Certified Wealth Manager and an AMFI Certified MFD and SIFD (ARN 41228) helping people manage their investments better. I am also an advocate of women taking control of their own money rather than depending on a family member to manage it for them.

www.investeve.in

𝗥𝗲𝗰𝗲𝗻𝗰𝘆 𝗯𝗶𝗮𝘀 - 𝘁𝗵𝗲 𝘀𝗶𝗹𝗲𝗻𝘁 𝗶𝗻𝗳𝗹𝘂𝗲𝗻𝗰𝗲𝗿 𝗯𝗲𝗵𝗶𝗻𝗱 𝗺𝗮𝗻𝘆 𝗯𝗮𝗱 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁s! #recencybias #investingmistakes

When it comes to long term investments, we often ignore what feels distant.
And in the case of the National Pension System (NPS), that “distant” point is maturity at age 60 🧓 👵

Everyone talks about tax benefits and low costs today 🎯 But very few talk about what happens at maturity - when the rules actually decide what you can (and cannot) do with your own money. ❌

Here’s the biggest constraint ⛔️
➡️ 40% of your NPS corpus must be compulsorily converted into an annuity.
There is a proposal to reduce that to 20%, which is definitely a step in the right direction but honestly, even 𝟮𝟬% 𝗳𝗲𝗲𝗹𝘀 𝗹𝗶𝗸𝗲 𝗮 𝗹𝗮𝗿𝗴𝗲 𝗽𝗼𝗿𝘁𝗶𝗼𝗻 𝗼𝗳 𝗺𝘆 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗯𝗲𝗶𝗻𝗴 𝗹𝗼𝗰𝗸𝗲𝗱 𝗶𝗻𝘁𝗼 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗜 𝗺𝗮𝘆 𝗻𝗼𝘁 𝘄𝗮𝗻𝘁.
Because…
🔹 I might prefer a 𝗦𝘆𝘀𝘁𝗲𝗺𝗮𝘁𝗶𝗰 𝗪𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗮𝗹 𝗣𝗹𝗮𝗻 (𝗦𝗪𝗣) to manage my post-retirement cash flows.
🔹 Or I might already have other income sources to take care of my monthly needs.
So the question is - 𝘄𝗵𝘆 𝗳𝗼𝗿𝗰𝗲 𝗺𝗲 𝗶𝗻𝘁𝗼 𝗮𝗻 𝗮𝗻𝗻𝘂𝗶𝘁𝘆? 🤔
Shouldn’t flexibility be the key to good retirement planning? I am all in for the NPS (Corporate version) but NOT with this compulsory annuitisation option.

Watch my video below 🎥 to understand this rule and why it matters..

hashtag#NPS hashtag#Retirementplanning hashtag#Investorawareness hashtag#Annuity hashtag#investeve

NPS - the biggest blindspot #nps #investing #wealthmanagement

SIP helps you build wealth. 💹 SWP helps you enjoy it. 💸

One takes money out of your account, the other sends money into it - efficient and tax-smart.
In this short video🎥, I explain how a Systematic Withdrawal Plan (SWP) can become your self-made pension.

💬 Would you consider setting one up for your post-retirement years?

#financialplanning #wealthmanagement #investeve #SWP #Retirementplanning
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I am a Crisil-NISM Certified Wealth Manager and an AMFI Certified MFD and SIFD (ARN 41228) helping people manage their investments better. I am also an advocate of women taking control of their own money rather than depending on a family member to manage it for them.

www.investeve.in
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What is SWP? Can it be your monthly pension solution in your retirement years? #SWP

SIF = The best of Mutual Funds + AIFs in one package 📈

SIFs are the latest buzzword in the Indian investing space. Everyone is talking about them and probably you have come across the term too 👀

What makes them so exciting?
✅ They combine the accessibility of Mutual Funds 💼 with the sophistication of AIFs 📊
✅ Investors truly get the best of both worlds 🌍
✅ Significant tax advantages over Fixed Deposits 💰

Curious to know how SIFs work and whether they should be there in your portfolio? 🤔
🎥 Check out my video and comment or DM me if you want to know more.

Happy investing!

#SIF #newageinvesting #financialplanning #investeve #wealthmanagement
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I am a Crisil-NISM Certified Wealth Manager and an AMFI Certified MFD and SIFD (ARN 41228) helping people manage their investments better. I am also an advocate of women taking control of their own money rather than depending on a family member to manage it for them.

www.investeve.in
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What is SIF? Why is everyone talking about the newly launched Specialised Investment Fund by SEBI?

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